Understanding the Home Buying Process

Buying a house is a large financial investment, and at BECU we want to position you for home ownership success. Before applying for a home loan, it's good to understand how to pre-qualify for a mortgage loan, and how much you can afford. BECU offers Home Mortgage Advisors and BECU Home Rewards to help guide you.  Benefits of a BECU Home Mortgage Loan can include no origination fees, down payment assistance and a loan serviced at BECU. Explore loan options

  1. Explore our mortgage calculators and learn about budgeting to buy a home.
  2. Talk to a BECU Mortgage Advisor (we're here to help!)
  3. Submit an offer and lock in mortgage rates

Ask an Advisor

Buying a home is one of the largest purchases you will make — but you don't have to do it alone. BECU's team of Mortgage Advisors are available to guide you through every step of the home buying process. Find a Mortgage Advisor


Benefits of a BECU Mortgage May Include

Home / Home Loan
One-Stop Shopping
Credit Union / Bank / Financial Institution
Down Payment Assistance
Savings / Early Savers
Cash Back at Closing
Home Buying Grants

BECU Home Rewards

When you enroll in Home Rewards*, you are assigned a dedicated member advocate who will match you with a certified real estate agent and work with you through closing. 

Enroll in BECU Home Rewards and receive these benefits:

  • Rebate on agent commissions

  • Real estate agent who is a certified partner

  • Dedicated member advocate working for you

Enroll now in BECU Home Rewards

*Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. OneSource Solutions, Inc. is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice.

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BECU Mortgage Advisors

A BECU Mortgage Advisor is equipped to help move you through the full process of financing your home. Work with one of them to make the most of your BECU home buying or refinance experience.