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    • Home Loan Rates

    BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more affordable financial services to home buyers. 8 Easy Steps to Homebuying.

    For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772.

    Check Rates and Apply

    *See important information about rates, fees and other costs.

    Fixed

    APR Effective 11/4/2024*

    6.755
    %
    APR

    30-Year Fixed

    6.206
    %
    APR

    15 Year Fixed

    Loan limits up to $X

    Adjustable

    APR Effective 11/4/2024*

    7.004
    %
    APR

    7 Year ARM (7yr/6mo)

    Adjustable after year 7

    Jumbo

    APR Effective 11/4/2024*

    6.594
    %
    APR

    Jumbo 30-Year Fixed

    All interest rates and annual percentage rates (APRs) are accurate as of the effective date and are subject to change without notice. The APR will be based on the final loan amount and applicable finance charges. Loans are subject to credit approval and other underwriting criteria. Home Loan programs, terms and conditions subject to change without notice. 

    Income limits may apply. Homeownership education at a cost of $75 (paid to Framework) required. HomeReady is a trademark of Fannie Mae. Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.