Home Loan Offer

BECU Home Loans

Open the door to a better home.

Apply Today

At BECU, we know what owning a home means. And we work to give our members the support they need to reach their dreams. Whether you're buying or refinancing, we're here to help—with professional mortgage advisors, lower interest rates and fewer fees.

Features & Benefits

  • Lower rates and fewer fees
  • No origination fees charged by BECU
  • First Time Home Buyers may be eligible for up to $7,500 in additional grant funds1
  • Earn cash rewards of up to 20% of your real estate agents' commission using BECU Home Rewards2
  • Professional Mortgage Advisors

Popular Home Loan Rates

Fixed Rate 30 Year
30 Year Fixed
APR Effective 6/15/2021
Jumbo 30 Year Fixed Rate
Jumbo 30-Year Fixed
APR Effective 6/15/2021
Fixed Rate 15 Year
15 Year Fixed
APR Effective 6/15/2021

Home Buying Calculators

Offers and Advice

Home Equity
First Time Home Buyer Grants
  • Up to $7,500 down payment assistance
  • As little as 1% down for eligible applicants
Credit Score
Learn Your FICO Score
  • The higher the number the lower your potential mortgage rate
  • Learn the steps to take to improve your score
Home / Home Loan
Home Buying Process Guide
  • Learn the 8 easy steps you'll go through in your home buying loan process

Contact BECU

1In order to qualify for grant funds, buyers must meet all the First-Time Homebuyer Grant Program Criteria, including loan and property qualifications, all of which may not be listed here. BECU reserves the right to alter or change criteria.

2Home Rewards is a program provided by Prime Alliance Home Rewards, LLC and is not affiliated with BECU. Certain restrictions apply. Offer subject to change without notice. Please contact your assigned member advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agents.