Home Improvement Loans

Home Improvement Loans

A home improvement loan may be an option if you don't have equity in your home.

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Home Improvement As Low As

APR Effective 8/1/2020*


Home Improvement Loan

*See important information about rates, fees and other costs

No Equity Home Improvement Loan

If you don't have enough (or any) equity in your home yet, a home improvement loan (not secured by property) may be a better option.

Home Equity
No Equity Needed
Up to $25,000
Interest Rates / Decreasing
Lower Rate Than Personal Loan

Additional Benefits

  • No cost or fees
  • Fixed rate
  • One lump sum
  • Easy application process
  • May have more than one Home Improvement loan at one time1

Home Improvement Loan Amounts

Loan Amount Maximum Term
Up to 24 months


Up to 36 months


Up to 48 months


Up to 60 months


Up to 72 months


Up to 84 months

Frequently Asked Questions

BECU loan financing subject to BECU membership, credit approval and other criteria and not every applicant will qualify. BECU loan product subject to change without notice. Your APR will be based on credit qualifications and may be higher than the lowest rate available.

1A member may have more than one Home Improvement loan at one time, subject to credit approval and unsecured aggregate maximums.