Couple in kitchen

Partner Offers

BECU partners have access to special offers

Auto Loan Offer

For a limited time, you can get $150 by financing a new vehicle purchase with BECU.1

Auto Loan Benefits:

  • As a not-for-profit credit union, we return profits to members in the form of better rates and fewer fees.
  • BECU financing is available on-site with many participating dealerships.
  • New auto loan interest rates apply to cars up to two years old.

CarBargains

BECU has partnered with CarBargains, a nonprofit, new vehicle buying service that eliminates the hassle of traditional car shopping and has your best interest in mind.

If you're looking to purchase or lease a new vehicle, CarBargains allows you to negotiate and prearrange your purchase through a CarBargains auto expert for a pressure-free, more efficient shopping experience.

BECU members can save 20% on service fees.

Learn more about CarBargains

Earn a Better Rate

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). We'll update your APR and let you know.

How to Apply:

Apply online Remember to use promo code PARTNERAUTO.

You can also make an appointment to apply in person at your nearest BECU location. Or, call us at 800.233.2328.

Not a member? You can apply for membership today and experience the credit union difference.

Offer valid 10/1/2021 to 12/31/2021.


Membership Offer

You can get a $150 bonus for opening a new membership with BECU.2 To qualify you'll need to open a savings and also a checking account and meet transaction requirements within the first 30 days.3

Transaction Requirements:

Deposit $500 or more into your checking account 

OR 

Make 5 qualifying transactions from your checking account 

  • Make a purchase with your debit card 
  • Write a check or electronic check 
  • Make a payment using bill pay

How to Apply:

Apply online for membership using the button below. Make sure to use promo code PARTNERNEW.

You can also make an appointment to apply in person at your nearest BECU location. Or, call us at 800.233.2328.

Offer valid 7/1/2021 to 12/31/2021


Cash Back Visa Offer

You can earn a $300 bonus after you open a new Cash Back Visa® credit card and spend $3,000 on purchases in the first three months of account opening.4 You'll also enjoy unlimited 1.5% cash back on qualified purchases along with the BECU benefits you know and love like no annual fee and no balance transfer fees.5

1Important information about this offer: Offer available to Alaska Air, Amazon, Google, Microsoft and MultiCare employees only. BECU employees are not eligible. Redeemable at any BECU location and online. Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. To be eligible for the Auto Loan Affinity offer, you must apply for and fund a new Auto loan by 12/31/2021 and use promo code: PARTNERAUTO which must be entered at time of application. Offer is not valid without the promo code. In addition, you must be a BECU member in good standing, comply with our loan program requirements, meet all the underwriting requirements, pay any applicable loan fees and execute all loan closing documents. BECU will deposit $150 into your BECU savings account 60 days from the date the auto loan originates. Said deposit may be reported to the IRS on form 1099MISC at year end. BECU reserves the right to terminate this offer at any time. Offer expires: 12/31/2021.

2$150 Checking/Savings Account Incentive: Offer available to Alaska Air, Amazon, Google, Microsoft and MultiCare employees only. BECU employees are not eligible. For new BECU members only, age 18 and older. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code PARTNERNEW by 12/31/2021 and meeting the transaction requirements within 30 days of account opening. To meet the transaction requirements, new members must complete five or more qualifying transactions in a rolling month OR deposit transactions of $500 or more in a rolling month in your new checking account or Member Advantage checking account. Checking transaction, POS withdrawals, international ACH withdrawal, ATM transfer debit, electronic check, ATM withdrawal, check, and external withdrawal are defined as qualifying transactions. External deposit, ATM deposit, ATM transfer credit, new account deposit, and international ACH transaction deposit are defined as qualifying deposits. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $150 bonus deposit to your Member Share savings account will occur within 90 days of establishing the qualifying accounts, account must be in good standing at time of fulfillment to qualify and will be reported to the IRS on form 1099INT at year end as interest income.

3Account transaction requirements must be met within the first 30 days after establishing membership. To meet the transaction requirements, you must open a Member Share savings or Member Advantage savings account and also a checking account. You must complete five or more qualifying transactions in a rolling month OR deposit transactions of $500 or more in a rolling month in your new checking account or Member Advantage checking account. Checking transaction, POS withdrawals, international ACH withdrawal, ATM transfer debit, electronic check, ATM withdrawal, check and external withdrawal are defined as qualifying transactions. External deposit, ATM deposit, ATM transfer credit, new account deposit, and international ACH transaction deposit are defined as qualifying deposits.

4$300 CASH BACK AFTER SPENDING $3,000 ON PURCHASES IN THREE (3) MONTHS from account opening: Approval subject to BECU membership, credit approval and other underwriting criteria; not every applicant will qualify. Terms and conditions apply. Offer only applies to Cash Back Visa. Cardholders must make $3,000 or more on purchases in the first three (3) months of opening their Cash Back Visa credit card. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers, or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, any fees of any kind, including an annual fee, if applicable.) This offer is not available to either (i) current cardholders of this credit card, or (ii) previous cardholders of this credit card who received a new cardholder bonus for this credit card within the last 12 months. The $300 cash back credit will be available 30 days after meeting requirements. You must request the cash back be applied to your card's balance. To be eligible for this bonus offer, account must be open and not in default or delinquency at the time of fulfillment. BECU reserves the right to modify or end this offer at any time. 

5BECU's credit card rates in effect as of 10/01/2021 range from 10.99% to 21.99% variable APR and are subject to change without notice. The actual APR will be determined when you apply and will be based on your credit worthiness