Today's Rate:

4.036% APR1

View All Rates

If you’re thinking about buying a new home or refinancing your mortgage for amounts $417,000 or more, BECU can help with a money-saving jumbo loan.

If you apply now, you can take advantage of several

  • New Jumbo 5/5 ARM option offers payment stability and flexibility
  • Low Rates on 30-Year Fixed and 5/1 ARMs
  • No Origination Fee
  • We offer up to a $750,000 loan amount at 90% Loan to Value
  • We finance up to $2.5 million dollars

Apply Now

Fixed-Rate or Adjustable-Rate?

We offer both fixed rate mortgages and adjustable rate mortgages (ARMs). Which one is right for you?

Fixed Rate

You plan on staying in the home long-term
You are concerned about interest rate increases
You don't expect your income to increase significantly over the coming years


You want the stability of a fixed monthly payment for three, five or seven years - depending on which ARM you choose
You want to keep your payments low initially2
You want to maximize the amount of loan you qualify for

1 Current rate for a 30 Year Fixed Jumbo loan. Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs rates, terms and conditions subject to change without notice.
2 Rate subject to change after initial period expires.
Learn More

Having Your Home Appraised

Hoping to find out how much your home is worth? Know what to expect from an appraisal.

Read More

Intro to Retirement Planning

Learn what you can do now to help ensure that your retirement years are spent worry-free.

Learn More

Refinancing Your Mortgage

Read up on reasons to refinance your mortgage and learn how to make informed decisions.

See Our Tips

Home Loan Calculators

How Much Can You Afford?
Estimate the loan amount and monthly payment you can afford for different mortgage types based on your annual income.

Refinance Payback Calculator
See how quickly refinancing your mortgage can pay for itself by entering your current payment and amount to refinance.

More Calculators

Share this Offer

[tool tip]