Shared Branching

Shared Branching gives BECU members access to services at thousands of partner credit unions.

What Is Shared Branching?

Shared Branching offers members basic teller services at partner credit unions across the United States and in 13 countries. Members also have access to more than 33,000 surcharge-free ATMs.

Available Transactions

You can complete a variety of teller transactions using Shared Branching:

Deposits (U.S. funds only)
Withdrawals¹
Loan payments (excluding Visa and mortgage payments)
Transfer balances
Loan advances
Purchase money orders and traveler's checks (BECU no longer offers traveler's checks, but some partner credit unions do)

Transactions Not Offered

The following services are currently unavailable through Shared Branching:

Opening a new checking or savings account
Opening a new CD or IRA
Business account transactions

Required Documents and Information

Bring the following documents and information to gain access to Shared Branching services:

Your credit union name: BECU
Full account number
Your address and/or the last four digits of your SSN, and your birthday
Valid and acceptable ID (driver's license, passport, or a state-issued ID card)

If you use an out-of-state ID at a Shared Branch location to make a withdrawal, you will be required to complete the IDCheck enhanced identity verification process.

More Tips

Shared Branch services may vary by location
You can access the CO-OP Shared Branch live help line at 888-748-3266 or find locations
Occasionally, a partner credit union charges fees ranging from $5 to $25 for products and services (e.g., cashier's checks and photocopies)

Find a Location

You can find your nearest partner credit union or surcharge-free ATM using these tools:

BECU Locator Tool
Locations search in BECU Mobile App²
CO-OP Shared Branch network website