Shared Branching

Shared Branching gives BECU members access to services at thousands of partner credit unions.

What Is Shared Branching?

Shared Branching offers members basic teller services at partner credit unions across the United States and in 13 countries. Members also have access to more than 30,000 surcharge-free ATMs.

CO-OP Financial Services

Available Transactions

You can complete a variety of teller transactions using Shared Branching:

  • Deposits (U.S. Funds only)
  • Withdrawals*
  • Loan payments (excluding Visa and Mortgage payments)
  • Transfer balances
  • Loan advances
  • Purchase money orders and traveler's checks (BECU no longer offers traveler's checks, but some partner credit unions do)

Transactions Not Offered

The following services are currently unavailable through Shared Branching:

  • Open a new checking or savings account
  • Open a new CD or IRA
  • Business account transactions

Required Documents and Information

Bring the following documents and information to gain access to Shared Branching services:

  • Your credit union name: BECU
  • Full account number
  • Valid and acceptable ID (driver's license, passport, or a state-issued ID card)
  • Your address and/or the last four digits of your SSN, and your birthday

More Tips

  • Shared Branch services may vary by location
  • You can access the CO-OP Shared Branch live help line at 888-837-6500 or find locations
  • Occasionally, a partner credit union charges fees ranging from $5 to $25 for products and services (i.e. cashier's checks and photocopies)

Find a Location

*Partner credit unions maintain discretion over withdrawals exceeding $500. Cash and check withdrawals through Shared Branching are limited to two transactions in 48 hours, regardless of amount. Business account transactions are not available at partner credit unions.