Navigate backBack to All Interest Rates

Mortgage Interest Rates

View BECU's current home loan interest rates for mortgages and home equity lines of credit.

Fixed Interest Rate

Fixed Rate 15 Year
3.304
%
APR
15 Year Fixed
APR Effective 12/9/2019
Fixed Rate Refinance 15 Year
3.538
%
APR
15 Year Fixed Refinance
APR Effective 12/9/2019
Fixed Rate 30 Year
3.898
%
APR
30 Year Fixed
APR Effective 12/9/2019
Fixed Rate Refinance 30 Year
4.138
%
APR
30 Year Fixed Refinance
APR Effective 12/9/2019
Fixed Rate FHA 30 Year
4.601
%
APR
FHA 30 Year Fixed
APR Effective 4/29/2019
Fixed Rate VA 30 Year
3.551
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 12/9/2019

Home Equity Interest Rates

Home Equity Fixed Rate Advance
4.59
%
APR
Fixed Rate Advance
APR Effective 12/1/2019
Home Equity Line of Credit
4.34
%
APR
Home Equity Line of Credit
Variable
APR Effective 12/1/2019

Refinance Interest Rates

Fixed Rate Refinance 15 Year
3.538
%
APR
15 Year Fixed Refinance
APR Effective 12/9/2019
Fixed Rate Refinance 30 Year
4.138
%
APR
30 Year Fixed Refinance
APR Effective 12/9/2019

Adjustable Rate Mortgage (ARM) Interest Rates

Adjustable Rate 3/1 (ARM)
4.100
%
APR
3/1 ARM
Adjustable after year 3
APR Effective 12/9/2019
Adjustable Rate 5/5 (ARM)
3.959
%
APR
5/5 ARM
Adjusts every 5 years
APR Effective 12/9/2019
Adjustable Rate 7/1 (ARM)
4.025
%
APR
7/1 ARM
Adjustable after year 7
APR Effective 12/9/2019
Adjustable Rate Jumbo 5/5 (ARM)
4.025
%
APR
Jumbo 5/5 ARM Refinance
APR Effective 12/9/2019

Jumbo Interest Rates

Jumbo 15 Year Fixed Rate
3.282
%
APR
Jumbo 15-Year Fixed
APR Effective 12/9/2019
Jumbo 30 Year Fixed Rate
3.790
%
APR
Jumbo 30-Year Fixed
APR Effective 12/9/2019
Adjustable Rate Jumbo 5/5 (ARM)
4.025
%
APR
Jumbo 5/5 ARM Refinance
APR Effective 12/9/2019

Government Interest Rates

Fixed Rate FHA 30 Year
4.601
%
APR
FHA 30 Year Fixed
APR Effective 4/29/2019
Fixed Rate VA 30 Year
3.551
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 12/9/2019