Two smiling women wearing sunglasses.

Refer a Friend

Refer a friend to BECU. Both you and your friend could earn a $100 bonus.1

Refer a Friend

$100 for You, $100 for Your Friend 

Friends help each other out. BECU recognizes the importance of friendship and community, and those values have helped us grow bigger and stronger as a member-owned credit union.

Now through Dec. 31, we're inviting you to refer your friends to BECU. Tell them what you love about us. If they meet all promotion requirements, you and your friends will each earn a $100 bonus.1

How It Works

  1. Click the link below to send your friend your unique referral code along with the promo code REFER.
  2. Your friend joins BECU and opens a checking and savings account using the promo code REFER, along with your unique referral code. They'll need both codes to open their new accounts.
  3. Your friend meets the transaction requirements within the first 30 days of opening their accounts (see below) and keeps their accounts open and in good standing for at least 90 days.

Referral Transaction Requirements2

To qualify for the $100 bonus, new members must complete 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:

  • Make purchases using their BECU debit or credit card.3
  • Write paper or electronic checks.
  • Make payments using bill pay.
Refer a Friend

Offer valid 1/1/2024 – 12/31/2024

1You can apply for membership and open a checking account in-person at any BECU location or online at BECU's website. The referred friend must enter the promo code REFER and the referring member's unique referral code at time of application. BECU is not required to pay the promotional incentive for accounts opened without the appropriate promo code and referral code. Referring member must be 18 years or older, in good standing, a primary on a Member Share or Member Advantage savings account. Referred friend must not be an existing member, must be 18 years or older, within BECU's field of membership, and be eligible to open and maintain membership. Not all applicants will qualify. Referred friends who were a BECU member during the past six months and are now rejoining BECU do not qualify for the Refer-a-Friend promotion. Accounts must remain open in good standing for at least 90 days. Joint account holders, Business, Fiduciary, HSA, Zero Dividend, and Early Saver account holders and BECU employees are not eligible to participate in the Refer-a-Friend promotion. Referring members may refer a maximum of 25 people during each session and a maximum of 500 times throughout the entirety of the Refer-a-Friend promotion. New member and referring member will receive the $100 bonus deposit to the Member Share or Member Advantage savings account within 120 days of opening qualifying accounts, provided that they meet the transaction requirements within 30 days and keep accounts open and in good standing for at least 90 days. BECU will not deposit bonus funds to closed accounts or accounts not in good standing. $100 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end and may be reported to the IRS on Form 1099-MISC for the referring member. Other terms, limitations, and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. BECU reserves the right to terminate this offer at any time. This promotion cannot be combined with any other promotions.

2To meet the transaction requirements you must open and maintain active Member Share or Member Advantage savings and a checking account. New members have 30 days from the time of account opening to complete 10 or more qualifying transactions. Qualifying transactions must be made using a BECU checking account or with a linked BECU debit card, or BECU credit card and include: ATM deposits, transfers, and withdrawals; bill payment; write checks or electronic checks; send ACH transactions, send international or domestic wire transfers; point of sale purchases; external or electronic deposits; investor interest deposits; credit card purchases and cash advances.

3Approval subject to BECU membership, credit approval and other underwriting criteria; not every applicant will qualify. Credit Card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information.