Government Loans

Government Home Loans

Mortgage options for FHA and VA loans.

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Government Home Loan Rates as Low As

APR Effective 10/23/2020*

3.434
%
APR

VA 30 Year Fixed

VA Purchase 0% Down

4.380
%
APR

FHA 30 Year Fixed

*See important information about rates, fees and other costs

Sometimes unusual situations require financing that thinks outside the box, and we‘ve got that covered. If a standard loan just won't meet your needs, explore your options with a VA or FHA government loan with a variety of non-traditional fixed-rate and ARM loans available at BECU.

FHA Loans

  • No origination fee*
  • Low down payment (3.5%)
  • Great option for less than perfect credit borrowers
  • Closing costs and fees can be included in the loan so you'll need less cash up front.
  • More flexible underwriting qualifications

VA Home Loans

  • No origination fee*
  • No and low down payment options - up to 100% financing
  • No private mortgage insurance needed, regardless of the down payment amount
  • Limited closing costs and fees
  • Flexible credit qualification guidelines
  • Fixed rate and adjustable rate mortgages available

Loan Details:

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*Offer applies to purchase and refinance transactions. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification.  BECU reserves the right to terminate this offer at any time without notice. Boeing Employees' Credit Union NMLS ID 490518.