Boat Loan

Boat Loans

Low-rate boat loans with flexible repayment options.

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Boat Loan Rates as Low As

APR Effective 3/1/2020*



*See important information about rates, fees and other costs

Get ready to hit the high seas (or maybe just a nearby lake) with boat loans that have no application fees, flexible repayment terms, and easy online account access.

Thinking of Refinancing Your Boat Loan?

If you already have a boat loan, you can take advantage of great BECU rates when you refinance.

Compare loan options with our boat loan guide

For more information on boat loan refinancing, visit a BECU Neighborhood Financial Center.

Use our calculators to figure your boat payments and determine your best loan option.

Earn a Better Rate

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). We'll update your APR and let you know.

Protect Your Family and Your Loan

BECU offers this program to help safeguard your family from financial stress if you're injured or lose your job. 

  • Package options include: life, disability and involuntary unemployment 

  • The cost is based on the package options you choose and your monthly outstanding loan balance 

After financing is complete you may add Loan Payment Protection to your loan by calling us at 800-233-2328 or by visiting a BECU Neighborhood Financial Center.