Payments for Any Situation

Ways To Make a Payment

Make payments to your BECU credit card or loan (including auto, boat, RV, sport vehicle, home improvement, and personal loans) in the way that works best for you.

Note: Home equity line of credit (HELOC) and line of credit payments can only be made from a BECU account.

Online Banking

Pay online from a BECU deposit account (checking or savings) or an external (non-BECU) account. Learn more about making online payments.

BECU Mobile App

Use your mobile device to pay on the go from your BECU account. Download the app to get started. At this time, payments from an external account are only available in Online Banking.

In Person

Pay from your BECU deposit account at any BECU location.

By Phone

Call 800-233-2328 to pay from your BECU deposit account.

By Mail

Send a check to:

BECU
PO Box 84707
Seattle, WA 98124-6007

Payment Types

One-time payments

Use your BECU account or an external account using Online Banking to make a one-time payment.

Automatic payments (Autopay)

Set up autopay using an external account to make payments. Log in to Online Banking to get started.

Please refer to our Online Payments to a BECU Loan or Credit Card page if you'd like to set up autopay from your BECU account and follow the complete steps.

Recurring payments

Use Online Banking to schedule recurring payments from your BECU deposit account to help pay off your loan on a consistent schedule.

Payment Processing Times

Paying from a BECU account

Same day:

Loan payments received from 12:01 a.m. to 6.59 p.m. Pacific Time will be posted to your BECU loan account the same day.
Credit card payments received from 12:01 a.m. to noon Pacific Time will be posted to your BECU credit card account the same day.

Next business day:

Loan payments received from 7 p.m. to midnight Pacific Time will be posted to your BECU loan account the following business day.
Credit card payments received from 12:01 p.m. to midnight Pacific Time will be posted to your BECU loan account the following business day.

Paying from an external (non-BECU) account

One-time payments will be posted to your BECU loan account effective for the scheduled payment date. Autopay will be posted to your BECU loan account effective for the loan payment due date.

If the scheduled Payment Date occurs on a weekend or holiday, it will be posted to your BECU loan account the following business day, effective on the scheduled payment date.
Payments are withdrawn from an external account as an ACH Debit and may take up to four business days after the scheduled payment date to withdraw.

Payment Options

Online Banking

Pay online from a BECU deposit (checking or savings) account. Mortgage payments from external accounts cannot be made through Online Banking at this time. Learn more about making online payments.

In Person

Pay from your BECU deposit account at any BECU location.

By Phone

To pay from a BECU account, call 800-233-2328
To pay from an external account (non-BECU), call 877-747-2328

By Mail

Send a check to:

BECU
PO Box 11733
Newark, NJ 07101-4733

Payment Processing Times

Same day:

Payments received between 12:01 a.m. to noon Pacific Time will be recorded as of the date received but may take up to three business days to post to your account.

Next business day:

Payments received between 12:01 p.m. to midnight Pacific Time will be recorded as of the following business day but may take up to three business days to post to your account.

Bill Payment

You can use Bill Pay to pay bills and loan payments to other financial institutions. Learn about BECU Online Bill Pay.

Zelle^®

You can use Zelle^® to send money to friends, family and people you personally know and trust.¹ Zelle® is available in the BECU mobile app and Online Banking. See the Zelle^® Frequently Asked Questions for more information. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.