Money Market Accounts
Give your savings a higher rate of return.
Money Market Account Features
Money Market Rates with Member Advantage1
Money Market Rates1
Money Market Account Benefits
- Earn a higher rate of interest than a savings account.
- No monthly fees or minimum balance requirements.
- Make deposits and withdrawals with no restrictions.
- Process transactions with a checkbook, an ATM card or electronically with ACH.
What is a Money Market Account?
A money market account is similar to a savings account, but typically with an even higher interest rate.
By choosing a BECU Money Market Account, you'll get unlimited transactions, free checks, and an ATM card for easy access to your cash. There's no minimum deposit to open the account, with no monthly fees or minimum balance requirements. Plus, you can use your Money Market Account as a backup account to protect you from Non-Sufficient Funds and Overdraft fees.
Money Market Accounts Can Help Your Financial Health
Earn a higher rate of return than a standard BECU savings account.
Money Market Accounts have no monthly maintenance or transaction fees, which means more money for you.
Earn compound interest.
Frequently Asked Questions
If you're already a BECU Member, you can open a BECU Money Market Account from your Online Banking account.
- Log into your Online Banking account.
- From the top navigation bar, select Open New Accounts and then select Begin.
- Select Money Market Account with Member Advantage or Money Market Account.
- Select Individual or Joint Account.
- Select Yes or No Thanks for Issue ATM Card, then select Continue.
- Choose how you will fund your Money Market Account by selecting the account you'll withdraw money from, and the amount you will deposit into the Money Market account.
- Confirm the amount you wish to deposit in the Money Market account and select Continue.
If you're already a BECU Member, you can open a BECU Money Market Account from your Online Banking account.
- Log into your Online Banking account.
- From the top navigation bar, select Open New Accounts and then select Begin.
- Select Money Market Account with Member Advantage or Money Market Account.
- Select Individual or Joint Account.
- Select Yes or No Thanks for Issue ATM Card, then select Continue.
- Choose how you will fund your Money Market Account by selecting the account you'll withdraw money from, and the amount you will deposit into the Money Market account.
- Confirm the amount you wish to deposit in the Money Market account and select Continue.
Yes. Becoming a BECU Member is easy, and it's free to join1.
Yes. Becoming a BECU Member is easy, and it's free to join1.
When you become a BECU Member, you can receive the Member Advantage rates after you have met all the requirements. Learn more
With Member Advantage, you'll enjoy even better earnings on your CD, IRA, and Money Market Accounts. Member Advantage also rewards you with a premium rate on the first $500 in both your checking and savings accounts.
When you become a BECU Member, you can receive the Member Advantage rates after you have met all the requirements. Learn more
With Member Advantage, you'll enjoy even better earnings on your CD, IRA, and Money Market Accounts. Member Advantage also rewards you with a premium rate on the first $500 in both your checking and savings accounts.
There are several easy ways to order checks for your Money Market Account.
- In-person at any BECU location.
- Through your Online Banking account.
- Order at orderpro.deluxe.com.
- Calling Deluxe directly at 800-DELUXE1 (800-335-8931).
Please go to our How to Order Checks page to learn more about ordering new checks or putting in a reorder.
There are several easy ways to order checks for your Money Market Account.
- In-person at any BECU location.
- Through your Online Banking account.
- Order at orderpro.deluxe.com.
- Calling Deluxe directly at 800-DELUXE1 (800-335-8931).
Please go to our How to Order Checks page to learn more about ordering new checks or putting in a reorder.
Yes. BECU Money Market Accounts are insured by the NCUA for up to $250,000.
Yes. BECU Money Market Accounts are insured by the NCUA for up to $250,000.
Contact Us for Questions about BECU Money Market Accounts
1APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Not everyone will qualify.