BECU Debit Cards

A BECU debit card is a convenient way to buy everyday purchases, pay bills, and make transactions at ATMs: Funds are deducted directly from your checking account every time you make an in-person or online purchase.

Benefits | Design Styles | Key Features | Debit Card Management

Features and Benefits

Your free BECU Debit Mastercard® comes with valuable benefits:

Choose Your Design

WSU Debit Card
Show your Cougar pride every time you pay with your WSU debit card.
Debit Card
Choose the classic BECU design to show you're a card-carrying member.
UW Debit Card
Proudly show the purple and gold in your wallet with the UW debit card.

Keep the Benefits Coming

  • Refunded out-of-network ATM fees for members with Member Advantage (up to $6 per month)3
  • Compatible with digital wallet apps (Google Pay™, Apple Pay®, Samsung Pay™ and others)
  • Access to several identity theft resolution services1
  • Automatic Billing Updater (ABU) functionality, a free Mastercard service that helps you avoid missed payments when your debit card expires7

1To learn more about card benefits, view the Mastercard Guide to Benefits.

20.20% currency conversion fee may be included in the purchase or withdrawal's overall total when using a debit card; however, the fee will be refunded within 3 business days contingent upon the account being open at the time of refund.

3Refund of out-of-network ATM fees charged by the other financial institution on ATM withdrawals from a Member Advantage Savings, Member Advantage Checking or Member Advantage Money Market account. Refund will be made in to the Member Advantage account of withdrawal. Account must be open and still considered Member Advantage at time of refund. Refunds processed daily and may take up to three days due to cut-off and posting times. If you share your Member Advantage account with another person, your maximum fee reimbursement will still be $6.

4Only activate the card after you have possession.

5Recurring transactions may still process while the debit card is paused. BECU is not responsible for any fees that may result from recurring transactions that do or do not process as a result of a paused debit card. If your card is lost, stolen, or you suspect fraud, contact us immediately at 1-800-233-2328.

6Departure date can't be more than 60 days from date of initial reporting. Only one digital travel alert can be set during the same time period. If the trip is longer than 90 days, or, if there are multiple account holders traveling at once (e.g., your spouse is on a business trip while the rest of the family heads to Mexico), please reach us by phone or via a secure message.

7Once the replacement card is activated, the new expiration date is automatically updated with participating merchants.  Cards that have been reissued due to fraud or because of being lost or stolen are not eligible for this service as those cards will have new card numbers.  If you aren't sure if a merchant is participating in ABU, be sure to review your stored card information to verify it's been updated and payment is not missed. BECU will not be responsible for any missed payments.  Enrollment in this service is automatic.  If you'd like to opt out, you can do so by contacting us.