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BECU Business Cash Back Credit Card

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Rates as Low As

APR Effective 12/20/2024*

18.24
%
APR

BECU Business Cash Back Credit Card

Variable Rate

*See Business Lending Rates for details

Apply Now

Or, visit a Neighborhood Financial Center

Earn 1.5% cash back on all net qualified purchases. There's no limit on how much you can earn, and no spending categories to keep track of. Your accrued cash is automatically credited to your statement every month, so it never expires or goes unused.

Straight Forward, Simple Cash Back

  • Get 1.5% cash back on all purchases
  • No annual or cash-advance fees
  • No foreign transaction fees on international purchases
  • No spending category restrictions
  • Earn unlimited cash rewards
  • Accrued cash is automatically credited to your statement each month

Money-Saving Features & Benefits

  • Get Employee-issued credit cards with cash back earning potential
  • Set individual spending limits
  • Monitor and track your expenses on any BECU mobile app or online banking platform
  • 24/7 fraud monitoring for unusual and unexpected activity
  • $0 liability if your card is lost or stolen*
  • Visa® Account Updater - updates your BECU credit card expiration date and account number with participating merchants
  • Travel and emergency assistance services, plus worldwide travel-accident insurance
  • Auto rental collision damage waiver
  • Extended warranty - doubling the manufacturer warranty period up to one year

Read the Business Visa® Guide to Benefits to learn more about these added benefits.

Business Resources

BECU Business Low Rate Credit Card

Smiling women in pottery shop.

Pay no annual fee and get one of the lowest interest rates out there.

Questions? We're here to help. 

Mobile Phone
1-800-704-8080

Give us a call.

Monday-Friday, 7 a.m. to 7 p.m. Pacific Time

Saturday, 9 a.m. to 1 p.m. Pacific Time

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Make an Appointment
Set up an appointment with a business consultant on a day and time that works best for you.
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Find a Location

BECU offers access to thousands of ATMs through the CO-OP Network and dozens of convenient BECU locations. Find the one nearest you.

BECU business membership is required to obtain a BECU Business Cash Back Credit Card.

*Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain conditions and restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice. See BECU Business Cash Back Credit Card Rules, Terms and Conditions. Cash back cannot be earned on cash advances, cash-like transactions, or balance transfers.