Deposit Rates
APY Effective 3/18/2025*
3.00
%
APY
12-17 Month Business CD
$500 - $49,999.99
3.00
%
APY
12-17 Month Business CD
$50,000 +
1.70
%
APY
36-47 Month Business CD
$500 - $49,999.99
1.75
%
APY
36-47 Month Business CD
$50,000 +
1.45
%
APY
60 Month Business CD
$500 - $49,999.99
Flexible Fixed-Rate CDs
- Choose the date your CD will mature: Your investment will be available on the date you want it.
- Terms range from 3 months to 60 months.
- 12- or 24-month Bump CD option. These have a one-time option to increase the interest rate on your investment to the current BECU published rate for the equivalent term.
Add-To Option
This option lets you set up a pre-authorized automatic recurring transfer to your CD not to exceed a total of $1,000 per month*; while maintaining your fixed interest rate. And as long as you choose the Add-To-option, you can open a CD with as little as $100.
Ways to Open a Business CD
APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. $500 minimum required for most CDs. To open this account, you must establish and maintain membership by opening a Business Member Share Savings Account and not everyone will qualify. Early withdrawal penalties may apply. Information contained on this website does not constitute legal or tax advice. Individuals should consult with their financial adviser and/or attorney for advice.
*The transfer amount cannot be increased during the term of the CD; however, it can be reduced or discontinued at any time. Qualifying transfer amounts added to the CD will earn the CD's current rate. The preauthorized recurring transfer feature will be canceled if a withdrawal of principal is made during the term of the CD.