Deposit Rates
APY Effective 4/7/2025*
2.50
%
APY
12-17 Month Business CD
$500 - $49,999.99
2.80
%
APY
12-17 Month Business CD
$50,000 +
1.45
%
APY
36-47 Month Business CD
$500 - $49,999.99
1.50
%
APY
36-47 Month Business CD
$50,000 +
1.15
%
APY
60 Month Business CD
$500 - $49,999.99
Put Your Business Savings to Work
Business CDs are a great savings tool to help your business meet its long-term financial goals.
With our Business CD account, you can:
- Choose the calendar date your Business CD will mature. Your deposit will be available on the date you choose.
- Choose the term, terms range from three months to 60 months. Your deposit will be available at the end of the term you select.
Business CD Options
Standard Business CD
Good for:
Wide range of term options, from three months to 60 months
Fixed rate: If interest rates change, your CD's interest rate will not change until renewal
Business Bump CD
Good for:
Have a one-time option to increase the interest rate to the current BECU published rate for the equivalent term Business CD.
$100 Add-to option
Open a Business CD with as little as $100 and use the Add-to option to make additional contributions while maintaining your Business CD's fixed interest rate.1
Contact Us for Questions About BECU Business CDs
BECU is a member-owned, not-for-profit credit union. Our members' needs are what's most important to us. Here's how a Business Certificate of Deposit can improve the financial health of your business:
- Earn a higher rate of return than standard BECU business savings accounts.
- CDs have no monthly maintenance fees, which means more money for you.
- Earn compound interest unless earned interest is transferred to savings or checking when posted.
- Boost your savings even more and still have frequent access to your cash with CD Laddering.
APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. $500 minimum required for most CDs. To open this account, you must establish and maintain membership by opening a Business Member Share Savings Account and not everyone will qualify. Early withdrawal penalties may apply. Information contained on this website does not constitute legal or tax advice. Individuals should consult with their financial adviser and/or attorney for advice.
1The transfer amount cannot be increased during the term of the CD; however, it can be reduced or discontinued at any time. Qualifying transfer amounts added to the CD will earn the CD's current rate. The preauthorized recurring transfer feature will be canceled if a withdrawal of principal is made during the term of the CD.