Business Membership
When you bring your business banking needs to BECU, you're not only getting the same great rates and fewer fees as you do with personal accounts, but you're aligning your business goals with ours: people helping people, doing the right thing, and making the community a better place to live, work, and play.
What You'll Need To Open a Business Banking Account
Becoming a business member is as simple as making an appointment with a business consultant or joining in person at your nearest Neighborhood Financial Center.
Please come prepared with the following documents:
- Business Membership Application
- Certification of Beneficial Owner for Legal Entity Members form—required for corporations, LLCs and partnerships
- Personal Identification (driver's license, passport or government-issued ID)
- Business Tax ID (EIN or Social Security number)
- UBI number (refer to your business license)
- NAICS code (locate your NAICS code)
BECU Business Membership Benefits
- Dedicated business specialists: Whether you want to grow, expand, or just get started, our business specialists are ready to be your advocates.
- Locally based expertise: The fact that we're a local organization gives us deep knowledge into the local economy. This puts us in a unique position to offer your business the best help it can get with loans and decision-making.
- More value, fewer fees: We offer both basic and interest checking accounts with no monthly maintenance fees. We also believe accessing your money should be convenient and free: We don't charge for electronic debits or credits, including those made through debit cards, ACH, bill pay, incoming wire transfers, transfers and ATM withdrawals.
- Tools to help you grow: We're a full-service business banking institution, fully equipped with services such as checking and savings, credit cards, business loans, retirement services, and we partner with best-in-class providers to offer payment processing solutions, payroll services, and more.
- Convenience, nationwide: Get your money faster and without fees using our co-op network of over 30,000 ATMs across the country.
Business Products and Services
Questions? We're here to help.
A Business Member Share Savings account is required to establish membership and not everyone will qualify.
10.20% currency conversion fee may be included in the purchase or withdrawal's overall total when using a debit card; however, the fee will be refunded within 3 business days contingent upon the account being open at the time of refund.
2Products and services are offered by First Data. First Data is solely responsible for the delivery and quality of those products and services. BECU does not guarantee nor expressly endorse any particular product or service.
3Payroll services and related products are offered by Paychex®. Paychex is solely responsible for the delivery and quality of those products and services. BECU does not guarantee nor expressly endorse any particular product or service.