Building Credit & Managing Debt

Get tips to build credit and reduce debt. Learn practical and empowering strategies to improve your financial health and achieve your goals.

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Why Did My Credit Score Drop? 11 Reasons

Illustration of a credit score gauge. A person is sweating from the effort of pulling on the indicator needle, like it's a lever, to move their credit score up.

Learn about these common credit-score setbacks and how to improve your score.

How To Use a Secured Card To Build Credit

A woman is smiling and handing her card to pay her bill at a restaurant. In front of her is a card reader and a figure's hand reaching for her card. In the background are two women talking. The background is a restaurant setting with a bar in the back.

Learn how you can use a secured credit card to help improve your credit.

What Is a Secured Credit Card?

This image is a close up of someone paying for a transaction with a BECU visa credit card. One person's hands are on their wallet, and the other persons hands are inserting the credit card into a wireless point of sale card reader. They are at what appears to be a wood countertop.

Learn how secured credit cards work and how they can help you build credit.

How To Pay off Credit Card Debt

Two smiling men sit shoulder-to-shoulder in front of a laptop and look over a paper document together.

Get tips for paying off debt and saving for the future.

Things To Know About Credit Scores

Illustration of a person sitting next to a white dog, looking at a smart phone; a thought bubble shows a credit score gauge with the needle pointed at green to represent a good score.

Learn how to raise your score and improve your financial health.

How To Get a Credit Card for My Kid

Mother holding a mobile phone sits next to her child who is holding a credit card. They are sitting at a table, smiling. A large green plant is in the background.

Learn how to help your kids start building credit and managing their finances.

4 Tips to Manage Debt and Loan Payments During COVID-19

Counting money

Get advice on how to approach debt and loan payments during the pandemic.

Meet Terri - She Wants You to Check Your Credit

Meet Terri – She Wants You to Check Your Credit

She shares her favorite financial advice.
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Take a Fresh Look at Your Debt This Spring

Piggy bank in a meadow

Check out the debt consolidation tools available to BECU members.