With more choices, better rates and lower fees, BECU accounts, credit cards, and loan programs allow you to dream bigger about your financial future.

You Can Count on BECU Visa®

BECU credit card image With a BECU Visa® you can make purchases with confidence. Discover the benefits of low rates, great rewards, and the added value of working with a financial institution you can trust.

Enjoy these special offers when you start carrying a BECU Visa®

  • 0% Intro APR on Purchases for six (6) months from the date of account opening, after that, rates that currently range from 6.9% to 17.9% variable APR, based on your creditworthiness*
  • 0% Intro APR on Balance Transfers for six (6) months from the date of transfer when transfers are completed within 90 days of account opening, after that, rates that currently range from 6.9% to 17.9% variable APR, based on your creditworthiness*
  • Add the BECU Rewards Program to your BECU Visa and we'll waive the $25 Annual Participation Fee for the 1st year**

More about the BECU Rewards Program — If you add the Rewards Program to your BECU Visa, you'll earn points towards travel, cash-back, gift cards, merchandise and more. You can also view your Rewards Account information and redeem points online. Learn more about the BECU Rewards Program

APR* effective 08/01/2014
Visa6.90% - 17.90%

Features & Benefits

  • Generous grace period on purchases
  • Same rate on purchases and cash
  • Cash advances at ATMs around the world
  • Worldwide Automatic Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Extended Warranty on purchases
  • Travel and Emergency Assistance Services
  • Online payments and eStatements

CardProtect—Verified by VISA - Sign up for this free security program and add an extra level of verification and protection for online purchases with participating merchants. To prevent online fraud, register your card today. Learn more and sign up for CardProtect online.

Loan Payment Protection - BECU offers this program to help safeguard your family from financial stress if you’re injured or lose your job.

  • Package options include: life, disability, and involuntary unemployment
  • The cost is based on the package options you choose and your monthly outstanding credit card balance

To add Loan Payment Protection to your Visa Card, call us at 800-233-2328. Read the Loan Payment Protection Contract (pdf).

*Introductory offers not available for BECU secured or student credit cards. Transaction fees apply: cash advance fee of 2% of the amount of the cash advance, not to exceed $10 and foreign transaction fees of 1% of the US dollar amount of the foreign transaction

**$25 Annual Participation Fee for BECU Rewards Program applies thereafter.

Tools to Help Guide Financial Decisions

Debt Consolidation

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Credit Card Options

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Bring Your Business Accounts to BECU

We offer:

  • Checking and Savings
  • Loans and Lines of Credit
  • Credit Cards
  • Payroll and Merchant Services
  • Online Account Management
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